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Impact Investing

Celengan

Plan Your Future Needs

Invest to make your needs easier to manage.

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Move Your Pocket Balance to Savings and Enjoy the Benefits

Earn profit sharing starting from 7% p.a*

Start from just Rp10,000 and in multiples

Prepare funds for Hajj, your dream home, emergency needs, and your child’s education

How to Fund Through Celengan

Make sure you’re registered as an Amartha user and have an account in the AmarthaFin app.

Open the AmarthaFin app and check that your available balance is at least Rp10,000.

Go to the “Celengan” menu.

Select or enter the amount you want to move to Celengan from the provided menu (starting from Rp10,000).

View the estimated profit sharing shown on the page.

If your AmarthaFin balance is less than the selected amount, top up via e-banking or—if you’re Mitra Amartha--through an Amartha officer or the nearest AmarthaLink.

Confirm the desired amount and tap “Continue.”

Wait for the successful transaction notification.

Make sure you’re registered as an Amartha user and have an account in the AmarthaFin app.

Open the AmarthaFin app and check that your available balance is at least Rp10,000.

Go to the “Celengan” menu.

Select or enter the amount you want to move to Celengan from the provided menu (starting from Rp10,000).

View the estimated profit sharing shown on the page.

If your AmarthaFin balance is less than the selected amount, top up via e-banking or—if you’re Mitra Amartha--through an Amartha officer or the nearest AmarthaLink.

Confirm the desired amount and tap “Continue.”

Wait for the successful transaction notification.

Learn More About Investing in Celengan

Earn annual profit sharing starting from 7% for a 12-month funding period.

Frequently Asked Questions About Celengan

Is there any specific requirement to use the Celengan feature?

All Amartha users and partners with an AmarthaFin account can use the Celengan feature.

How long does the funding process take in Celengan?

The Celengan funding process happens instantly/in real time. This means if you already have a balance in the AmarthaFin app (minimum Rp10,000), your funds will be immediately allocated and recorded in the system, with a “Successful” notification once the funding is complete.

Will my AmarthaFin balance automatically be moved to AmarthaCelengan funding?

No, your AmarthaFin balance will not move automatically to Celengan funding. Users and partners with a minimum balance of Rp10,000 (and in multiples) can manually fund through the “Celengan” feature in the AmarthaFin app.