Financial Technology for Grassroots Growth

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Driving Inclusive Growth through a Digital Financial Ecosystem

Delivering seamless
investment access and integrated
digital financial services

Empowering women
micro-entrepreneurs by
providing business capital support

Growing the grassroots economy
through inclusive digital financial access

Amartha’s Solutions for Inclusive Growth

Amartha Prosper 1
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Impactful Investments for SMEs
Investments channeled across a wide range of micro-business sectors
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Solutions for Business

Amartha offers strategic collaboration solutions to expand access to financing

Institutional Investments

Partnerships are open to various institutions:

  • International Financial Institutions

  • Banks & Non-Bank Financial Institutions

  • Insurance Companies

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Product Schemes:

  • Loan Disbursement

  • Joint financing

  • Execution

  • Syndicated lending

  • Revenue sharing

Solutions for Business

Amartha offers strategic collaboration solutions to expand access to financing

Embedded Lending

Can be used by various digital ecosystems:

  • Enterprises

  • MSMEs Platform

  • Startup & Digital Platform

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Product Schemes:

  • Working Capital Financing

  • Supply Chain Financing

  • Merchant Financing

  • Ecosystem-based Lending

Quote Background

"Alongside millions of women entrepreneurs, Amartha is committed to unlocking potential and turning it into opportunities for sustainable, long-term prosperity"

Andi Taufan Garuda Putra

Founder and CEO Amartha

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Testimonials from Amartha Users

I’m proud that my group stays united and enthusiastic in every business training session. Thank you, Amartha, for giving us the opportunity to grow together.

Intan, Chairman of the assembly Solo area

Wedang Uwuh Drink Entrepreneur
Intan, Chairman of the assembly Solo area

Funding through Amartha is seamless with the support of an exclusive Relationship Manager, allowing me to grow my portfolio while helping micro businesses thrive.

Ajay Kumar Nahar

CFO Private Company
Ajay Kumar Nahar

From a harvest of 50 kg, I've now grown to 150 kg thanks to Amartha's business capital. My hopes have also grown.

Zora, Ciwidey

Celery Farmer
Zora, Ciwidey

Since becoming an Amarthalink agent, my store has become busier. My income has increased, and I often get special discounts.

Nurjannah, Makassar

A grocery store owner
Nurjannah, Makassar

I'm grateful that besides the capital support, I can also participate in many bazaars to introduce Master Lemon to more people.

Lina, Pangalengan

Owner of Master Lemon
Lina, Pangalengan

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